We are looking for a Portfolio Risk Analyst to identify and reduce potential risk factors.
About the job:
- Daily review on key risk indicators, develop early-warning system and alerts, and identified potential risk factor if any
- Perform in-depth analysis to evaluate risk event and outline findings
- Develop understanding on the business process to address inquiries related to credit, risk and portfolio management
- Actively identify opportunities to improve portfolio quality and reduce risk
- Participate on new product launch, policy change implementations and process changes
- Enhance data visualization skills: Encourage the development of skills in creating data visualizations that help communicate risk findings to stakeholders more effectively.
- Cross-functional collaboration: Working with other teams such as IT, compliance, and finance to ensure a holistic approach to risk management.
- Continued education: Continuously self-update on new tools and techniques in risk analytics and digital lending trends.
About you:
- Advanced knowledge in SQL is required. Python is a plus.
- Bachelor's Degree from reputable University with minimum GPA 3.50
- Minimum 2 years experiences in Risk function, data analysis, lending, or other related fields within Financial Institution
- Strong analytical skills and attention to detail
- Conversational ability in English required
- Strong and highly motivated leader, a self-starter with positive mindset & attitude
- Comfortable working in a dynamic and fast-paced environment
- Familiarity with regulatory requirements: Familiarity with financial regulations pertinent to digital lending as this is critical for risk management.
- Experience with machine learning models: Since the bank deals with digital lending, understanding predictive analytics and machine learning could be beneficial in predicting and managing portfolio risks.
