Lead Risk Strategy and Risk Modelling activities to optimize portfolio quality, business growth and profitability.
Drive analytics exercises, testing and support scoring management.
Lead the management of rule engine and risk system parameter changes based on sound analysis.
Serve as subject matter expert on key risk and business factors such as PD, LGD, EL, UE and pricing strategies of each product and segment.
One of key person representing risk function in internal and external engagement, including with regulator, funding partners, auditors.
Lead the management of risk related reporting automation and other ad hoc projects.
Escalate key risk issues to Senior Management to allow timely risk mitigation.
Job Requirements
Minimum 15 years experience in risk analytics/scoring/modelling in unsecured products like personal loan/paylater/credit card.
Hands-on experience and proficiency in data science programming languages such as SQL, SAS and Python.
Bachelor's/Master's degree from reputable universities, with major in Mathematics, Statistics, Actuary, Computer Science, Information System, IT, Informatics, Engineering or any other similar fields.