About The Role
This role is a dynamic blend of customer service, sales, and financial analysis, focused on assisting clients with their financing needs while ensuring a profitable, low-risk lending portfolio for the company.
What You Will Do- Client Relationship Management:
- Build and maintain strong relationships with clients to understand their financial needs and lending requirements.
- Serve as the primary point of contact, addressing client inquiries and providing tailored financial solutions.
- Loan Portfolio Management:
- Oversee and expand a portfolio of loans, ensuring timely review, renewal, and compliance of credit facilities.
- Actively assess, monitor, and manage risks within the portfolio, ensuring adherence to regulatory standards and internal policies.
- Credit Analysis and Underwriting
- Perform financial analysis and credit assessments of potential borrowers to determine creditworthiness.
- Prepare loan proposals, including risk assessments, and present them to the credit committee for approval.
- Loan Structuring and Advisory
- Work with clients to structure loans that align with their business needs and financial goals.
- Provide advisory services on loan options, repayment structures, and collateral requirements.
What We Are Looking For
- 3-4 years of experience as a Relationship Manager in P2P lending or banking.
- Minimum of a Bachelor's degree, preferably in Finance, Business, or a related field.
- Strong knowledge of financial analysis, credit evaluation, and risk management.
- Ability to communicate effectively with clients, understanding their needs and explaining complex financial concepts.
- Analytical Skills: Proficiency in financial modeling and credit analysis to assess risk.
- Sales and Negotiation Skills: Ability to negotiate terms and cross-sell products to support business growth.
- Regulatory Knowledge: Familiarity with lending standards.
